Real Life 101

Terms

What you are buying

Real Life 101 is a digital product: a 107-page PDF workbook. There is no physical edition. After checkout you receive a download link on screen and by email. The file is yours to print and use on any device, forever.

Checkout and payment

Checkout and payment are handled by Gumroad. Your purchase is also subject to Gumroad's terms of service and refund policies.

Educational scope

Real Life 101 is financial and life-skills education, not professional financial, tax, investment, or legal advice. Nothing in the workbook or on this site tells you or your teen what to buy, sell, or invest in. For advice about your specific situation, talk to a qualified professional.

Free call

Buyers may request a free introductory call through the form on our thank-you page. Calls are scheduled based on availability and are for general educational discussion only.

Contact

Questions about these terms: send us a message through our contact form.

Last updated: October 5, 2026.